Jim is a graduate of Duquesne University with a Bachelor of Science in Business Administration. He has been an investment advisory associate since 1999 when he joined The Acacia Group to work with Bill. Having used Bill as his advisor for many years both felt the transition into the business would be seamless. Jim and Bill formed Celtic Financial Services, LLC in 2002 to better serve clients as independent advisors. Jim has earned his CFP ® certificate and CLTC certificate (although he has decided not to renew his CLTC certificate) as well as his FINRA Series 7 (General Securities Representative) and Series 63 (Uniform Securities Agent State Law). He and his wife enjoy spending time with their twins and traveling. An avid golfer, Jim also enjoys his regular golf trips to Ireland. His Irish lineage is on both sides of his family.